Simplify Healthcare Costs with Primary Care & HealthShare
Provides you with all preventive care
Coverage to protect you from large, unexpected medical costs
What is a Healthshare?
A healthshare is a nonprofit, membership-based community where members share the cost of medical care instead of relying on traditional health insurance. Rather than functioning through policies and premiums, healthshares are built on the concept of shared responsibility. Members come together with shared values and agree to guidelines for eligibility in the community. These guidelines determine which medical expenses are eligible for sharing, and members usually have a personal responsibility amount before expenses are shared.
How Does Zion Healthshare Work?
Zion HealthShare operates by collecting monthly contributions from members to help share eligible medical expenses of the community. When a member faces a medical expense, they submit a sharing request for determination. The request is determined based on the community guidelines, and if approved, the expenses are shared using the collected contributions. Members are also responsible for an Initial Unshareable Amount (IUA), which they pay before the sharing process begins.
Let’s Build Your Perfect Healthcare Solution.
By participating in a medical cost-sharing community, members enjoy quality healthcare at an average of 50% in savings over traditional insurance.
By combining HealthShare with FreedomDoc’s Direct Primary Care Membership, you get:
Unlimited access to quality primary care services.
Transparent, predictable monthly membership fees.
HealthShare coverage for unexpected, high-cost medical events.
Lower monthly costs.
No network restrictions.
Community-focused approach.
About Zion HealthShare
As a trusted partner of FreedomDoc Health, Zion HealthShare has provided health sharing cost services to thousands of satisfied members.
Cost Comparison
Most individuals do not realize how much they spend on their healthcare every year. Between deductibles, copays, and monthly premiums, annual healthcare costs are close to $12,000 a year. By joining FreedomDoc Health, you could save over 50% off your healthcare spend.
Estimates above are the cost of primary care for one adult in Indiana and do not include insurance copays required in traditional plans, the cost of specialty or emergency care, and do not account for any no-deductible office visits sometimes offered by traditional insurance plans.
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Members Contribute Monthly: Instead of paying insurance premiums, members make a monthly contribution based on their chosen membership option.
Medical Expenses are Submitted: When a member experiences a medical event, they submit a sharing request.
Expenses Are Processed & Shared: Eligible medical expenses beyond the member’s Initial Unshareable Amount (IUA) are shared with the community.
Bills are paid: Some healthshares can facilitate payment directly to the provider or members can be reimbursed for any bills paid that exceed their initial unshareable amounts.
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HealthShare is not insurance. It’s a cost-sharing model where members contribute to each other’s medical needs.
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Yes, but FreedomDoc enhances your HealthShare experience by providing unlimited primary care services.
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While not considered insurance, many HealthShare plans meet ACA exemption requirements.
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