How to Save on Healthcare This Open Enrollment with Direct Primary Care

Open Enrollment is here—a time when individuals and employers sift through confusing insurance options, rising premiums, and limited choices. But what if this year, you took a smarter approach to healthcare—one that’s affordable, accessible, and built around you?

That’s where Direct Primary Care (DPC) comes in.

What Is Direct Primary Care (DPC)?

Direct Primary Care is a modern model of healthcare designed to simplify how you receive care. Instead of paying per visit or navigating through insurance red tape, patients pay one flat monthly membership for comprehensive, relationship-based care.

At FreedomDoc Health, that means you get:

  • Same-day or next-day appointments

  • Direct access to your doctor via text, call, or video

  • Extended visits that actually allow time to talk

  • Preventive care, chronic condition management, and urgent visits included

  • In-house labs and discounted medications at transparent prices

No waiting weeks for an appointment. No surprise bills. Just great care—when you need it.

How DPC Fits Into Your Open Enrollment Decisions

While DPC isn’t insurance, it works beautifully with insurance—or even in place of expensive plans you rarely use. Here’s how to think about it during open enrollment:

Option 1: Pair DPC with a High-Deductible or HealthShare Plan

If you’re generally healthy and want financial protection in case of major emergencies, you can combine your FreedomDoc membership with one of these options:

  • High-Deductible Health Plan (HDHP): Keep premiums low while your DPC membership covers day-to-day care like checkups, sick visits, and chronic condition management. Your HDHP steps in for major expenses such as hospitalizations or surgeries.

  • HealthShare Plan: A community-based, non-insurance alternative that helps members share large, unexpected medical expenses. When paired with DPC, you get affordable, direct access to your doctor for everyday care while the HealthShare helps with major events like ER visits or hospital stays.

This combination gives you the best of both worlds—personalized, unlimited primary care through DPC and protection against high-cost medical events. Many FreedomDoc members find this approach saves thousands each year while delivering faster, better care.

Bonus Tip: You can often use your Health Savings Account (HSA) or Flexible Spending Account (FSA) funds to pay for all or part of your DPC membership, depending on your plan’s rules. This allows you to use pre-tax dollars for your care—adding another layer of savings to your healthcare strategy.

Why DPC Makes Sense for Individuals and Families

  • Cost Clarity: No hidden fees or copays—just one predictable monthly rate.

  • Real Relationships: Our doctors know you personally and focus on long-term health, not 10-minute visits.

  • Faster Access: Same-day or next-day appointments mean less waiting and more living.

  • Comprehensive Care: From physicals and vaccinations to chronic disease management, your care stays in one trusted place.

  • Family Flexibility: Affordable plans make it easy to cover every member of your household.

Who Benefits Most from DPC

  • Healthy individuals looking for dependable care without high insurance costs

  • Families seeking convenient access and budget-friendly healthcare

  • Small business owners or self-employed professionals wanting benefits that actually work

  • Those managing chronic conditions who need ongoing, affordable care and direct communication with their provide

Make This Open Enrollment Work for You

Healthcare shouldn’t be complicated—or feel out of reach. This open enrollment, take the time to review your options and see if pairing FreedomDoc Health with a simple, lower-cost insurance plan is the right move for you.

You’ll likely find that DPC offers the perfect balance: personalized care, affordable costs, and peace of mind for the year ahead.

Let’s Talk About Your Options

Curious how FreedomDoc Health can fit into your healthcare plan this year?
Schedule a free Meet & Greet with one of our doctors to learn more about membership plans and how DPC can simplify your health—and your budget.

Previous
Previous

Why Employers Are Turning to Direct Primary Care to Cut Costs and Improve Employee Health

Next
Next

FreedomDoc Pharmacy: Affordable Medications, Delivered to Your Door