How Direct Primary Care Can Work with Your Insurance
A better healthcare experience doesn’t mean giving up your insurance — it means making it work for you.
Let’s be honest: navigating insurance, copays, networks, and deductibles can feel like a full-time job. Should you use the plan from your employer? Should you stick to your HMO, PPO, or EPO? What if you just want to see your doctor when you need them?
Before you throw up your hands, take a deep breath — and meet Direct Primary Care (DPC) through FreedomDoc Health. This innovative healthcare model isn’t here to compete with your insurance. It’s here to complement it and make your healthcare experience simpler, faster, and more affordable.
What Is Direct Primary Care?
Direct Primary Care is a membership-based healthcare model where you pay a flat monthly fee for unlimited access to your physician— without going through insurance.
That means:
No copays
No surprise bills
No third-party approvals
And yes — you can text your doctor
With FreedomDoc Health, you get direct, ongoing access to your provider via phone, email, text, or in-person visits. Whether you wake up with the flu or need help managing a chronic condition, your care is just a message away — without extra costs or long delays.
“But I Already Have Good Insurance…”
You’re not alone. Many of our patients have insurance and still choose to become FreedomDoc Health members. Why?
Because “good insurance” doesn’t always mean good access. Trying to book a visit with your in-network doctor can mean waiting 30+ days, paying a hefty copay, or being told to go to urgent care — which brings even more out-of-pocket expenses.
With FreedomDoc Health:
You’ll get same-day or next-day appointments
You won’t pay more for extra visits or extended time with your doctor
You’ll never be rushed out the door
We eliminate the obstacles that make healthcare feel inaccessible, especially when you need help fast.
How DPC and Insurance Can Work Together
FreedomDoc Health doesn’t replace your insurance — it enhances it. Here’s how we make them work together:
Prescriptions: We can write and fill many medications in-house at wholesale prices, but if your insurance offers a better deal, we’ll help you use it.
Labs & Imaging: We’ve negotiated lower cash rates, but if your plan covers labs or imaging, we’ll work with your insurance for the best pricing.
Specialist Referrals: Need to see a cardiologist or dermatologist? We’ll help coordinate referrals and make sure your insurance coverage is used wisely.
Emergency Coverage: Your insurance can still provide financial protection for surgeries, ER visits, or hospitalizations — things DPC doesn’t replace.
Think of DPC as your first line of care, with your insurance there for bigger-ticket items.
The Bottom Line
At FreedomDoc Health, we believe everyone deserves easy access to exceptional care — whether or not they have insurance. DPC provides the consistency, affordability, and personalized care that the traditional system often fails to deliver.
So before you wait weeks to get in with your insurance-based doctor, consider this:
Want to text your doctor? ✔
Want care today, not next month? ✔
Want affordable, transparent pricing? ✔
You can have all of that — and still keep your insurance.
Ready to Make Healthcare Work for You?
Whether you're insured, uninsured, or somewhere in between, FreedomDoc Health offers a smarter, simpler way to care for your health.
Schedule a FREE meet & greet with a FreedomDoc Health physician to learn how Direct Primary Care can fit your lifestyle and your budget. Contact us today and take the stress out of healthcare.
